Un rapport publié par la Banque du Liban indique que le nombre d’employés de banques locales a baissé de 16.8% en 2021, totalisant désormais 18 440 personnes contre plus de 20 000 personnes précédemment.
Le nombre de femmes au sein de l’exécutif des établissements locaux n’est que de 33 personnes alors que le secteur compte 48.2% de femmes.
Autres enseignements, le secteur compte 61 banques contre 63 banques en 2020 dont 46 banques de détail et 15 banques d’investissement ou banques privées.
Les 46 banques commerciales comptent 893 succursales contre 992 succursales en 2020. 21 d’entre elles possèdent des actionnaires étrangères et 14 banques sont des établissements de finance islamique.
Outre les banques, le pays des cèdres compte 40 institutions financières, 302 agents de change agréés, 21 entreprises de crédit et 13 entreprises liées aux transferts électroniques de fonds.
Banks heavily impacted by the economic crisis
Lebanese banks, for their part, are heavily impacted by the economic crisis that Lebanon is going through. This crisis came to light with the famous foreign currency shortages in May 2019, first blamed on logistical problems by the Banque du Liban before finally recognizing that private institutions were facing major liquidity crises. . The ABL then implemented informal capital controls in November 2019.
So far, Lebanese banks generally refuse to allow depositors to freely dispose of their funds.
As early as 2019, many incidents had then broken out in bank branches, with depositors demanding to be able to withdraw their funds, which bank officials refused when the breakdown of losses in the banking sector, estimated at 69 billion dollars, should soon be detailed. according to the Mikati III government, 83 billion dollars according to the previous government, a figure close to that of the IMF and 103 billion dollars according to certain rating agencies.
In total, the top 14 Lebanese banks alone would require an injection of $ 65 billion, well beyond the possibilities of economic aid estimated at $ 26 billion. Also, haircuts on eurobonds or even on part of Lebanese bonds seem to become inevitable, despite the increase in equity on the decision of a circular from the Banque du Liban.
